 For People With Payment Protection Insurance, Loans, Credits Cards and Mortgages and those Who Pay Bank Charge and Credit Card Charges.
Call 0845 475 5435 for free no obligation advice on how to claim your money back.
Since early 2008 a rapidly-changing and hence very confusing new financial market has grown up in the UK. As a result millions of people will each be able to claim back hundreds or more often thousands of pounds from financial companies which have lent them money. This is due to a variety of legitimate reasons.
You may know someone who has successfully made such a claim. More and more people are finding that they do. Most of those people who have made successful financial claims will have employed a claims management company to make the claim for them. They do two things: firstly, establish if you have a case to make a claim; secondly, take care of all the complex paperwork if you do have a case to make a claim
The claims management industry and the companies that operate within it are regulated by the Government’s Ministry of Justice, to ensure that everything is done correctly. Despite this regulation, there are myriads of claims management companies, and it is difficult to know which one to choose, or whether to even try to claim on your own.
Some of these claims management companies deliver a better level of service than others - the industry is so new that the most reputable companies have not been identified yet - issues such as speed of service, responsiveness, cost and most importantly, success rate will determine the best companies to appoint as your agent
You have the power to choose which company you use, but it can be very confusing as there are so many of them.
Credit Claims Compare is here to help you, and won’t charge you a penny. We aim to clarify in a single, simple site, what you can do to get money back that you are entitled to, and to help you find the best way to do so.
 The main types of financial claim are:
PPI (Payment Protection Insurance) – mis-sold insurance policies that were supposedly designed to cover the repayments on a loan, mortgage or credit card, in the event of a customer’s loss of earnings.
Basis for getting money back through a PPI credit claim:
-
high pressure sales tactics
-
products sold not appropriate for many customers
-
high cost of cover in relation to the insurer’s risk of making a payout
-
payout claims when loss of earnings experienced often not successful
 UCA (Unenforceable Credit Agreement) – loans, credit cards, store cards and finance agreements.
Basis for getting money back through a UCA credit claim: many credit agreements taken out before April 2007 breach the 1974 Consumer Credit Act. Some of the more common breaches include:
-
The credit agreement is not signed
-
The lender no longer has a copy of the agreement
-
The APR% is not shown on the agreement
-
Interest payments have been mis-calculated
-
Unfair charges
-
Unfair Terms and Conditions
-
Any form of ‘unjust enrichment’ by the lender
-
Overpayments
 Bank Charges and Credit Card Charges: The fees charged by banks and other lenders for going over your limit or for late payments are unfairly high. At the moment there is a case in the High Court that will decide if people will be able to reclaim unfair fees and charges.
Why Use Credit Claims Compare?
Firstly, it is free to use! You do not pay us a penny.
Secondly, it is much simpler to find the right claims management company. Searching the internet for service providers throws up a large number of web pages of companies offering to write off unenforceable credit agreements. CreditClaimsCompare.co.uk provides you with a one stop shop as well as clear, impartial information.
Thirdly, we have provided a FREE report of vital questions to ask claims companies to help you get started. Otherwise, how do you know which company to choose and what are the most important factors when selecting a company? Asking informed questions will help make your mind up about which claims company to use. Having gone through the entire process successfully ourselves we know what to ask and how it all works. And it really does work! As we and many others have discovered.
Fourthly, the claims management companies you will find through the live web links on the CreditClaimsCompare web site are all willing and able to answer the questions that we suggest in the FREE report that we will email you if you sign up at the top of this page. We are sure they will also be willing to answer any other questions that you may have. We have not discussed these questions with other companies who are not featured on this CreditClaimsCompare web site.
It works! As we have discovered. You have nothing to lose by claiming yourself – just thousands of pounds to gain! Take a look at the best Finance Claims Companies below. They are all registered with the Ministry of Justice and provide and excellent service and range of unenforceable credit agreement claims.
|
